In Saudi Arabia, there are six best money transfer services.


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Choose the finest money transfer services with the best exchange rate when sending money from Saudi Arabia. The top six money transfer services in Saudi Arabia are listed below.


UrPay is a brand-new service that allows you to send money to anyone in the world fast and at a minimal cost. In my experience, the money gets transferred to your account in your home country within one hour.

It is supported by Al Rajhi Bank and uses MoneyGram to transmit funds. The entire procedure is online, from account registration to money transfer.

Tahweel Al Rajhi

Tahweel Al Rajhi has the largest market share and is one of Saudi Arabia’s best money transfer providers.

You will need to go to one of their locations to register your account. To transfer money later, you can use the Al Rajhi Bank app or the Tahweel Al Rajhi app. Read More: The King Fahd Causeway has updated the procedures for entering and exiting Saudi Arabia.


Since its start, STC Pay has grown to become one of the most popular money transfer services in Saudi Arabia. It is funded by the STC cellular operator and uses Western Union to send money.


Enjaz is one of the most commonly used money transfer services among Filipinos. They provide money transfer services both through their app and through their branches.

To open an account or make a transfer, you do not need to go there. Bank Al Bilad is its backer.


Telemony, funded by Arab National Bank, ranks fifth among Saudi Arabia’s finest money transfer services. They provide money transfers both through their mobile app and through their physical locations. There is no need to visit their branch if you use their mobile application. Read More: Saudi Arabia has imposed new travel restrictions related to Corona virus.

SNB Quickpay

Saudi National Bank, Saudi Arabia’s largest bank, backs SNB Quickpay. Despite having a large market share and hence being considered one of the best money transfer businesses in Saudi Arabia, they are technologically behind.

Despite being the largest bank in the country, they have yet to introduce a digital payment system like STC Pay or UrPay.

Best Exchange Rate on Money Transfer

When sending money to Saudi Arabia, you want to use a bank that offers the greatest exchange rate. On February 4, 2022, I compared the exchange rates offered by the five finest money transfer services in Saudi Arabia.

  • Today’s UrPay to Pakistani Rupee exchange rate is 46.13 PKR.
  • Today’s Tahweel Rajhi to Pakistani Rupee exchange rate is 45.92 PKR.
  • Today’s STC Pay to Pakistan exchange rate is 45.84 PKR.
  • Today’s Enjaz to Pakistan exchange rate is: PKR 46.46
  • Today’s Telemony to Pakistani Rupee exchange rate is 46.15 PKR.

How to send money without Iqama?

Many people ask me how they can send money from Saudi Arabia to India or Pakistan without having to obtain an iqama. Again, if you don’t have a valid iqama, you won’t be able to send any money back to your home country.


People without Iqama may rely on the Hawala System or Hundi to send money back to their home countries. The system is illegal and fraught with danger.

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