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Al Rajhi Bank has launched UrPay, a digital solution for making local, wallet-to-wallet, and international bank transfers from Saudi Arabia at the cheapest exchange rate. Read More: How much does it cost to live in Saudi Arabia?
UrPay 5% Cashback
In addition, for a limited time only, UrPay is offering 5% cashback on international transactions.
- I recently sent SR 20,000 to Pakistan and received SR 1,000 in return.
- Following the international transfer, the cashback is credited to your account immediately.

Register the Account
In order to register a UrPay account;
- Download the UrPay application from PlayStore or iTunes.
- Please provide your mobile phone number.
- Enter your Iqama Number in the box below.
- Fill in the four-digit passcode.
- Job Sector: Private Sector.
- Fill in the Employer’s Name.
- Income Source: Salary.
- Job Category: Iqama Profession.
- Income Range: Gross Salary.

That’s it, you have successfully registered your UrPay account.
Add money to the UrPay account
To credit your UrPay account with a debit or credit card, follow these steps:
- Select “Add Money” from the drop-down menu.
- Choose “Bank Card” as your payment method.
- Enter the amount of money.
- Fill in the card information.
- Keep the card save.

That’s all; you used a debit or credit card to fund your UrPay account.
You can also add money to the UrPay account using its IBAN number. In order to do that;
- Select “Add Money“.
- Choose Bank Transfer.
- The UrPay IBAN account number should be copied.
- The IBAN can be used to transfer payments from another Saudi bank.

UrPay International Bank Transfer
You must add a beneficiary to your UrPay account before you can make an international bank transfer.
- Click on the “Pay” button.
- Select “For International Transfer“.
- Click on the “Create Beneficiary” button.
- Add the required details to create a beneficiary.

Read More: How to Change Your Mobile Number in Absher Without Login
You can make the transfer once the international beneficiary has been added to your UrPay account.
- Click on the “Pay” button.
- Select “For International Transfer“.
- Select the beneficiary.
- Enter the amount to be transferred.
- Apply the UrPay coupon code if you have it.
- UrPay exchange rate for Pakistan on 31 Jan 2022: 46.72.

UrPay Local Bank Transfer
You can also make a local bank transfer to a Saudi bank account using the UrPay service. In order to accomplish this,
- Click on the “Pay” button.
- Select “For Local Transfer“.
- Click on the “Create Beneficiary” button.
- To make a beneficiary, fill in the essential information
- Select the beneficiary.
- Enter the amount to be transferred.
- The amount will be transferred immediately.

Withdraw money from UrPay account
Although there is no direct way to withdraw funds from your UrPay account, you can do so via the following method:
As previously said, transfer money to a local bank account.
Use an ATM to withdraw money from that account.
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