How to open a new account in Al Rajhi Bank?


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Now you can open a new current or savings account in Al Rajhi bank either online or by visiting one of their branches and submitting the required documents.

It is the biggest bank in Saudi Arabia as far as the number of branches is concerned.  Moreover, it is one of the oldest banks in Saudi Arabia which is why many old people and people who are living in remote areas prefer to open a new account in Al Rajhi Bank.

Bank Al Rajhi online account opening

  • Bank Al Rajhi online account opening
  • Visit the Al Rajhi Branch
  • Required Documents
  • Deposit some money
  • Al Rajhi bank ATM card application
  • Activate internet banking in Al Rajhi Bank

Al Rajhi bank online accounts opening service is pretty good and hassle-free. The first step to open a new account in Al Rajhi bank is to fill Bank Al Rajhi online account opening form. It is a detailed and comprehensive form without which you are unlikely to be entertained by the front desk officer in Al Rajhi Bank.

Open your web browser and go to the Al Rajhi Bank website and create a new account online. Below is the URL for the website to spare you from wasting a few minutes of searching it instead.

Although it is written in the terms and conditions of the page opened through the above-mentioned link that the service is only available for Saudis, actually it is available for Non-Saudis as well.

Visit the Al Rajhi Branch

Once you receive your reference number after filling in the details for creating a new account, print the form and number on a paper and visit the nearest branch of Al Rajhi bank closest to your house.

Once you enter the bank branch get a token slip from the counter for either a New Account or Sales, stand in front of the Sales Counter and wait for your turn.

Required Documents

When your turn comes, you need to provide the staff person with the documents required to open an account in Al Rajhi Bank. The below list has been updated with the Al Rajhi bank’s new account opening requirements.

  • Reference number
  • Valid ID (National Identity Card for Saudis and Iqama for Non-Saudis
  • Copy of Passport
  • Address in KSA and Home Country
  • Your Mobile Number
  • Letter of introduction from the employer duly attested by the Chamber of Commerce. Recommended: Sample Letter of Introduction
  • PO Box number. Recommended: How to open a PO Box in Saudi Arabia?

Deposit some money

Once you have your account details return to the entrance and obtain another token slip, this time for depositing money. This time wait for your turn in front of the Deposit Counter and upon your turn deposit SR75 as part of a fee for generating you your ATM card.

Al Rajhi bank ATM card application

After depositing the money, make your way to the customer services counter and fill in the form for the ATM card application.  Return it to the staff person at the customer services counter and follow the instructions they tell you.

Once you receive your ATM card and pin code make your way to the ATM machine outside of the bank and put your card in. After that enter your pin code on request.

Since the Pin code will be known to the staff member the first step you must follow is to change the Pin code number. On the Menu press the other options where you will find an option to change pin code. Click and enter a new pin code.

Once that is done reinsert your card and again move under the other operations option until you find enter your mobile number. Enter the number and wait till you receive an email address.

Activate internet banking in Al Rajhi Bank

When you receive the SMS move back into the bank and go to the customer services counter. Collect the form for internet banking for Al Rajhi Bank. Fill it in, submit it and return back home. You will be notified with an SMS for mobile number activation. After 24hours on receiving the SMS log on to


Finally, register yourself filling in the required details. Here you will be receiving several SMS during the completion of the procedure. Complete the process for Online Internet Banking and you are through!

It is important to mention here that as per my knowledge, there is no option to open Al Rajhi Bank Saving Account as they only offer Al Rajhi bank current account.

Al Rajhi Bank Working Hours

Just like other banks in Saudi Arabia, the working hours of Al Rajhi Bank are 9:30 am to 4:30 pm. However, Al Rajhi bank working hours during Ramadan will be 10:00 am to 4:00 pm.

Should I open an account in Al Rajhi Bank?

My Personal Suggestion is that you should open a bank account in this bank only if you have to transfer frequently to the people who have Al Rajhi Bank Account through internet banking, or you are living in a remote area where no other bank is available.

Customer service of this bank is pathetic and you cannot get a credit card from them if your employer is not an approved employer. However, if your employer is one of the approved employers by Rajhi Bank, I think there should be no other option which you should consider. 

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